• Everyday Finance

Simple, transparent loans

Begin your application in under five minutes with light paperwork and clear-cut terms. Borrow between £1,000 and £30,000 at our competitive 6.5% APR, or access up to £50,000 through our premier tier.

A wide environmental shot of a modern British living room at dusk, soft warm interior window light illuminating a wooden desk with an open notebook, natural and calm atmosphere, 35mm lens.
A wide environmental shot of a modern British living room at dusk, soft warm interior window light illuminating a wooden desk with an open notebook, natural and calm atmosphere, 35mm lens.
Clear-cut terms

Frequently asked questions

What are the eligibility requirements?

Will this affect my credit score?

How does the Premier tier work?

To qualify for our standard personal loans, you must be a UK resident aged 18 or over, with a steady income and a reliable credit history. We keep our process uncomplicated from start to finish.

No. Our initial eligibility check uses a soft credit search, allowing you to view your guaranteed rate with absolute clarity and zero impact on your credit score. Hard searches only occur upon formal acceptance.

Our premier tier offers up to £50,000 for high-tier customers seeking larger capital. If you have built an excellent credit profile, you will transition to these enhanced borrowing limits automatically with no extra hoops.